The Blessing of the Hot Dogs!

It never gets old when people think of us. We are tremendously blessed to be a part of a caring and supportive community in which our friends, neighbors, and even strangers lend a hand to ensure the success and vitality of our programming. Check out this great story in the Post Star about one of our latest blessings!

Guest Article by Jim McKinley

Financial Planning As A Veteran: Tips For Seniors Who Have Served

by Jim McKinley

Photo via Unsplash

Financial planning is an important aspect of getting older, and for veterans, it can be complicated. There are so many things to consider, such as living arrangements and healthcare, and being a veteran can affect everything you do. As a senior, you want to think about planning ahead so your family won’t have any financial burdens after you’re gone, and while this can be a difficult step, it’s a necessary one for most older adults. Things like a will, health or life insurance policies, and burial insurance are all extremely beneficial for veterans who are making plans for end-of-life arrangements.

Talking to your family about these plans can be hard; no one likes to think about leaving the people they love. However, it’s crucial to have a conversation about your wishes and about how they can maintain good financial health after you’re gone, especially if you have veteran’s benefits or want to be laid to rest in a particular spot as a result of your military service.

Burial insurance

Burial insurance is one of the best ways to ensure that your loved ones won’t have to make any sacrifices after you’re gone. Not only does it help cover the cost of your final arrangements, it can also help pay for medical bills and other outstanding debts. Just make sure when you’re purchasing a policy that you know how much you’ll need and have an estimate of your final wishes on hand. Keep in mind that you’ll need someone you trust to handle the arrangements, and that they’ll need access to any important paperwork.

Have a talk

It can be extremely difficult to think about our own mortality and to share it with the people we love; it can bring about feelings of grief or sadness for both of you. However, it’s important to have a conversation with the ones you care about when it comes to your last wishes and how you want them to be carried out. Not only will this give you both peace of mind, it will help to ensure there are no issues within the family in regards to how your estate is divided up or where you are laid to rest.

Understand your military benefits

Retirement and disability benefits are extremely helpful for seniors, but they can be a bit complicated to understand when it comes to the military. Talk to someone who can help you figure out how to make the most of your government benefits, especially if you are about to retire and will be changing over to a different healthcare plan with out-of-pocket expenses. Knowing what to plan for and how much to save will help to avoid any nasty surprises down the road.

Think about long-term care

Long-term care or nursing homes can be expensive, and many healthcare plans don’t cover hospital stays over a certain amount of days. When you’re planning for the future, it’s important to think about all the possibilities, not just the positive ones. Many seniors need care toward the end of their life that a family member just can’t provide, so it’s important to start a savings account that will help you pay for those needs.

Financial planning as a veteran can be challenging, so don’t be afraid to ask for help when you need it. Talk to an adviser who can assist you in making the right decisions for your needs so you’ll be well prepared for the coming years. With a good plan, you can ensure that you and your loved ones are taken care of.


Jim is a retired banker who started Money with Jim to help folks “make the most of their hard-earned money.” 

Contact Jim at:


A May Day Relfection

Lace umbrellas, wreaths and floral arrangements, baskets and poles with colorful ribbons, dancing and ritualistic fires, marches, strikes and riots – how do these all come together as a single holiday in the Northern Hemisphere?

As May Day, of course!

There’s no point in regurgitating the same information that the below posted articles explain – you can read all about the history of this storied holiday.

There is, however, a point in seeking some sort of reconciliation of the beautiful ancient celebration and the sometimes-violent industrial protests. Especially if we want to gain anything from the observation of this holiday.

Respect. Honor. Dignity. Gratitude.

Like the ancient Celts we can choose to recognize and honor the longer days of Summer. We can choose to show respect and admiration for the natural forces of the planet. We can choose to look forward, with eager and open hearts, to the hope of a fruitful planting season that provides us with sustenance and strength. In our modern society, we can choose to show respect and reverence for our shared home by educating ourselves and our children about the importance of taking care of the planet, preserving forests, and cleaning the air and waterways that sustain life.

We can celebrate May Day by also recognizing the sacrifices made by strikers, marchers, and protesters who literally put their lives on the line to demand a standard of safety and dignity for all workers. We can be thankful that, even if we don’t love our jobs, we are protected from abuse and degradation because of the work done by those who came before us. We can educate ourselves about the practices and human rights records of the companies we support, and maybe, if necessary, make switches to other brands if we don’t find ourselves agreeing with employee treatment – or ecological treatment for that matter.

It’s one day with two storied, and in their own rights, beautiful traditions. From both origin stories we can glean a lesson about respect for our planet and each other; honor of the fragility and sacred nature of Earth, and of those who fought the fight for us; dignity that is inherent in all the natural world, including human beings; and gratitude for the ways we benefit and thrive off the fruits of the planet and the fruits of others’ labor.

Read about May Day’s History:



ZPL 4/29/19




Sexual Assault Awareness Month

April is almost upon us, and it’s the nationally recognized
Sexual Assault Awareness Month (#SAAM) …

Too often we try to avoid discussing topics like this because they’re too painful, too inappropriate, etc., but we’re only hurting ourselves and future generations in doing so. So, let’s talk. Let’s have an honest, maybe awkward and uncomfortable, but sincere dialogue about #consent, #power, #respect, #dignity, and a way to end rape culture and replace it with a #cultureofconsent. We’re going to be sharing some info and events about what our friends at Planned Parenthood are doing to raise awareness.


Check out this handout for great info and talking points: Consent Handout_508_0

Click here for the history of SAAM! 

Planned Parenthood Mohawk Hudson:
Glens Falls/QBY Website

Allergy Agony

Springtime is officially upon us! After a wet, snowy, gray winter, who isn’t ready for the warmer weather? Fresh breezes? Open windows? How about no more shoveling for a while? With all the beauty of budding flowers and greening grass comes a nightmare of hyperactive immune systems for many of us. While we allergen warriors are well experienced, a refresher on how to live our best life while in a constant battle with the environment comes in handy. Here are a few suggestions from

  • Know your pollen counts. Check your local weather forecast or the National Allergy Bureau website to get daily pollen counts as well as the breakdown of pollen or mold types.
  • Stay indoors during high counts. If you must go outdoors, do it later in the day when counts are typically lower.
  • Use a HEPA filter. These are designed to remove airborne particles. Keep windows shut and use an air conditioner if needed.
  • Close your windows when driving. Shut the vents and either recirculate the air or use your air conditioner.
  • Vacuum and dust frequently. “Pet-friendly” vacuum cleaners often do the best job of sucking up pollen and other allergens such dander.
  • Shower before bedtime. The body and hair can collect surprising amounts of pollen whenever outdoors. Also, be sure to wash any clothes you’ve been wearing as soon as possible.
  • Avoid drying clothes outdoors. Pollen can easily settle in the fibers and trigger symptoms when the put the clothes on later.

Head over their website for more great info! And remember, if you’re struggling to manage getting access to medical treatment, health insurance, or medicine to help treat your allergies and asthma, you can always stop by and talk to Rosemary or Zac – We’ll be sure to get you connected to the services you need.

Happy Spring!

Story Behind the Holiday – St. Patrick’s Day

Who was Saint Patrick?

Why is it that the we all become so suddenly Irish in March? Green apparel, shamrocks, minty shakes and treats, the flag of Ireland … all of it bombards us well before the month begins, advancing on us ahead of the feast day for a saint the many don’t know outside of the festive parades, corned beef and cabbage, and hullabaloo. As we did for Saint Valentine and his feast day, we decided to do some research into the man behind the holiday. Click on the images to read some fascinating info and gain some new insights into St. Patrick! And don’t forget to check out the blog below!

We’re not opposed to celebrating the secular aspect of holidays, 
but it’s important to know what, who, and why you’re celebrating!

Mental Wellness Matters Just as Much as Physical and Social Wellness

Mental Health is all too often overlooked when we, as a society, talk about wellness. Though we’re making tremendous strides in removing the stigma surrounding mental illness, we have a long road ahead of us. Part of that road includes being courageous enough to share our stories, to open ourselves up to genuinely hearing our friends, neighbors, coworkers, and loved ones when they try to speak out, or when they’re dropping hints that they’re struggling and needing help. The Moreau Community Center doesn’t only care about keeping people fed, or providing them with the building blocks and resources to build stronger healthier lives, we care about breaking down the stigma surrounding mental illness – it is, after all, a major factor in overall wellness, which is what we want to help improve in our communities. Check out the article below, and remember, if we’re here for you. If you need help trying to get on the path toward strong mental health, we can help connect you the resources that you’ll need to succeed.



Tax Season Stress

Tax season is a stressful time of the year for many of us. Stack the longest government shutdown in U.S. history on top of that, with over-worked and non-paid IRS employees, new tax law and code, and the general frustration of the times, it can be downright frightening and confusing. The Moreau Community Center stands ready to help alleviate some of that stress for you, and here’s how:

VITA tax preparation: Tax preparation assistance, provided by trained Center employees, is available by appointment at the Center for households making $50,000 a year or less.  To schedule your appointment, call 518-792-6007 and dial extension 23 for Sarah, extension 10 for Donna, or extension 12 for Rosemary.

AARP tax preparation: Tax preparation assistance, provided by AARP trained professionals, is available by appointment to anyone over age 60.
To schedule your appointment, call Jeanne at 518-792-6007, ext. 13.

There are no residency restrictions to these programs! You do not have to live in South Glens Falls, Moreau, or the school district. So, please, let us help you! Call today!